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Health insurance -- above all, private health insurance -- averages higher premiums (or deductibles) than does car or life insurance. The outline of McKinsey's Financial Inclusion Puzzle, however, reminds me that health insurance is no less a mitigator against key risks. Access to affordable health insurance or some other third-party payer is not a luxury; it's part of financial well-being and, as McKinsey puts it, "financial inclusion."
A comment on "New Report: If Financial Inclusion for Black Americans was Fully Achieved, Financial Services Firms Could Collect an Extra $60 Billion in Annual Revenue" (J. McKinney).
"Car crash, Karrinyup Road Stirling" by perthhdproductions. Licensed under CC BY 2.0.
Related: "The Price We Pay"
Related: Medical Marijuana (2021) Related: Medical Debt Related: Student Loan Debt (2020) 
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